Refinance FHA loan with conventional benefits

FHA to Conventional Refinance: Remove PMI + Other Benefits

A few years into your FHA loan, you might wonder if you can remove the monthly mortgage insurance (MIP, sometimes called PMI). The answer is yes. Sometimes you can remove mortgage insurance right away with a refinance, but sometimes you can refinance to enable PMI cancelation in the future.  Plus, there are plenty of other

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FHA cash out refinance guidelines

Is An FHA Cash-Out Refinance Worth It? 2024 Guidelines

Homeowners with a lot of equity in their homes, but lower credit scores, might benefit from the FHA cash-out refinance. You can use FHA cash-out refinance proceeds to pay off debt, complete home improvements, or simply put money in your pocket. There are no limitations on what you can do with the money. See if

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How to Remove a Borrower with an FHA Streamline Refinance

An FHA Streamline refinance can drop your rate and payment with no appraisal, income, or credit check. But it can also help you remove someone from the loan. Here’s how to take someone off the mortgage using this program. Start your FHA Streamline loan to remove a borrower here. 2 FHA Streamline options: Low-doc refinance

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Rent Payment History for FHA Loan Approval

FHA Quietly Introduces First-Time Homebuyer Boost: Rent Payment History

Recently, FHA quietly rolled out a new feature that was largely missed by major media: on-time rent payment history can now help first-time buyers qualify for a mortgage. Officially known as the “Positive Rental History” feature, it could help many buyers change their denied loan into an approved one. See if you can be approved

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How To Get Owner-Occupied Multifamily Financing In 2024

Most people love the idea of investing in real estate. There are so many upsides: property appreciation, rental income, and the pride of running a small business. There’s just one big ugly enemy that keeps most people from doing it: fear. Here’s how to safely invest in property using an owner-occupied mortgage loan. Speak to

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