Not a Government Agency

First things first. While This Is Mortgage provides information on government-sponsored loan programs from Fannie Mae, Freddie Mac, HUD, USDA, and others, we are not affiliated with any government agency and are not endorsed by any government entity. We are a privately owned and operated site provided by Lucas Digital LLC.

Not a lender

This Is Mortgage is not a lender. We do not make loans or take mortgage applications. This site is for informational purposes only and nothing on the site should be viewed as a quote or commitment to lend.

Lending Criteria and Information

This Is Mortgage strives to provide accurate, up-to-date information. However, lending criteria change daily and lenders make their own rules. So this information may be different than what you see at a bank, lender, or other financial institution in-person or online. Any financial products or services represented or discussed on this website are without warranty. When visiting lenders presented on, please read the financial institution’s Terms and Conditions.

Keep in mind that This Is Mortgage is not a lender. While we provide information about loan programs, we do not directly or indirectly make, negotiate or offer to make or negotiate commercial mortgage loans.

Consult a Professional

While we strive to provide the benefits and risks of investing in real estate and applying for financing, we can’t know every situation for every visitor. Consult a licensed personal investment advisor before purchasing real estate, applying for a mortgage, or investing. Information on this site is not meant to be legal, investment, or tax advice.

Likewise, consult a professional tax advisor before filing based on any information on this site.

Disclaimers for This Is Mortgage

All the information on this website – – is published in good faith and for general information purpose only. This Is Mortgage does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website (This Is Mortgage), is strictly at your own risk. This Is Mortgage will not be liable for any losses and/or damages in connection with the use of our website.

From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone ‘bad’.

Please be also aware that when you leave our website, other sites may have different privacy policies and terms which are beyond our control. Please be sure to check the Privacy Policies of these sites as well as their “Terms of Service” before engaging in any business or uploading any information.

If you require any more information or have any questions about our site’s disclaimer, please feel free to contact us by email at


By using our website, you hereby consent to our disclaimer and agree to its terms.


Should we update, amend or make any changes to this document, those changes will be prominently posted here.