If you’re a first-time homebuyer, you have access to some amazing programs to get you into a home. Government agencies and lenders have made it easier to buy a home with low down payment, lenient credit requirements, and favorable mortgage rates.
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How I Bought a House With Almost No Money Out Of Pocket, And How You Can Too
Buying a house with no money out of pocket is once again possible in today's market. Here's what worked for me.
More About First-Time Homebuyer Programs
Freddie Mac Home Possible® 2023: A Flexible, 3% Down Mortgage
The Freddie Mac Home Possible program offers 3% down, reduced mortgage insurance and rates, and flexible income sou....
Freddie Mac HomeOne® 2023: 3% Down, No Income Limits
The 3%-down Freddie Mac HomeOne program comes with no income limits, expanding opportunities for first-time buyers.....
Freddie Mac BorrowSmartSM: Up To $2,500 In Down Payment Assistance
Homebuyers can receive up to $2,500 in down payment assistance with another $7,500 available in certain areas with ....
Homes At 50% Off: Good Neighbor Next Door Program + Calculator
The Good Neighbor Next Door is a homebuying program that gives select public service employees a 50% discount. Don'....
Downpayment Toward Equity Act: $25,000 Homebuyer Assistance
A proposed bill in Congress would give first-time, first-generation homebuyers $25,000 in downpayment assistance.....
Empowered DPA Program: 3.5% Down Payment Assistance Grant
The Empowered DPA Program offers 3.5% down payment assistance, to first-time buyers, first responders, teachers, go....
How To Buy a Duplex, Triplex, or Fourplex With an FHA Loan
You can use an FHA loan to buy a duplex, triplex or fourplex at 3.5% down. Live in one unit and qualify with rental....
How Much House Can I Afford With 50k Salary?
Affording a home on $50,000 per year is possible. Here are strategies to make it happen.....
If I Make $85,000 A Year What Mortgage Can I Afford?
See what you can afford on $85,000 per year. You might be surprised at what this salary lets you buy.....
Limited 203k Loan: Buy and Remodel A Home In 2023
A Limited 203k Loan opens up your homebuying options. Make offers on homes that need remodeling or are not financea....
Can You Rent Out A Room With an FHA Loan? What To Consider
Can you rent out a room if you buy a home with an FHA loan? Find out the surprising answer, and what to consider.....
I Bought A House Before A Recession. Here’s What I Learned
Many experts believe a recession is coming. Should you consider buying a house before a recession?....
Buying a Car Before Buying A House Is Super Destructive To Your Homebuying Goals
Buying a car before buying a house is tempting, but here's how a car payment affects your home purchasing power.....
Save $2,000 In 10 Minutes By Shopping For Mortgage Rates
Five steps to show you how to shop for mortgage rates the simple way. It could save you thousands in just minutes.....