If you’re a first-time homebuyer, you have access to some amazing programs to get you into a home. Government agencies and lenders have made it easier to buy a home with low down payment, lenient credit requirements, and favorable mortgage rates.
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How I Bought a House With Almost No Money Out Of Pocket, And How You Can Too
Buying a house with no money out of pocket is once again possible in today's market. Here's what worked for me.
More About First-Time Homebuyer Programs

Freddie Mac Home Possible® 2023: A Flexible, 3% Down Mortgage
The Freddie Mac Home Possible program offers 3% down, reduced mortgage insurance and rates, and flexible income sou....

Freddie Mac HomeOne® 2023: 3% Down, No Income Limits
The 3%-down Freddie Mac HomeOne program comes with no income limits, expanding opportunities for first-time buyers.....

Freddie Mac BorrowSmartSM: Up To $2,500 In Down Payment Assistance
Homebuyers can receive up to $2,500 in down payment assistance with another $7,500 available in certain areas with ....

Homes At 50% Off: Good Neighbor Next Door Program + Calculator
The Good Neighbor Next Door is a homebuying program that gives select public service employees a 50% discount. Don'....

Downpayment Toward Equity Act: $25,000 Homebuyer Assistance
A proposed bill in Congress would give first-time, first-generation homebuyers $25,000 in downpayment assistance.....

Empowered DPA Program: 3.5% Down Payment Assistance Grant
The Empowered DPA Program offers 3.5% down payment assistance, to first-time buyers, first responders, teachers, go....

How To Buy a Duplex, Triplex, or Fourplex With an FHA Loan
You can use an FHA loan to buy a duplex, triplex or fourplex at 3.5% down. Live in one unit and qualify with rental....

How Much House Can I Afford With 50k Salary?
Affording a home on $50,000 per year is possible. Here are strategies to make it happen.....

If I Make $85,000 A Year What Mortgage Can I Afford?
See what you can afford on $85,000 per year. You might be surprised at what this salary lets you buy.....

Limited 203k Loan: Buy and Remodel A Home In 2023
A Limited 203k Loan opens up your homebuying options. Make offers on homes that need remodeling or are not financea....

Can You Rent Out A Room With an FHA Loan? What To Consider
Can you rent out a room if you buy a home with an FHA loan? Find out the surprising answer, and what to consider.....

I Bought A House Before A Recession. Here’s What I Learned
Many experts believe a recession is coming. Should you consider buying a house before a recession?....

Buying a Car Before Buying A House Is Super Destructive To Your Homebuying Goals
Buying a car before buying a house is tempting, but here's how a car payment affects your home purchasing power.....