Creative Refinance Strategies

When rates drop, it’s a good time to consider refinancing to save money, remove PMI, tap home equity, or pay less interest over time.

Here are creative programs and strategies available now.

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An FHA Streamline refinance can lower your rate with no appraisal, income, or credit check. How long you have to wait to get one.

More Refinance Strategies

Check your FHA upfront mortgage insurance refund amount for your new loan with these charts.....

Refinancing an FHA loan to conventional can eliminate PMI, lower your rate, and give you cash at closing. Here's wh....

You have options when you want to remove conventional PMI. With a new appraisal or without, here's how to do it.....

To be eligible for an FHA Streamline refinance, the lender must verify there's a benefit to you. All about FHA's Ne....

Have an FHA loan and need to remove a borrower? Try the low-doc FHA Streamline refinance.....

The FHA cash-out refinance program lets you convert equity in your home into cash for any purpose. See if this loan....

You can get a cash-out refinance on a manufactured home using most major loan types. How to qualify for 2024 guidel....

You can get a large cash-out refinance higher than Fannie Mae's limit. How to qualify, plus lenders and rates.....

Getting a cash-out refinance to buy an investment property is often a good idea. Here's how to make sure the costs ....

Considering a cash-out refinance? Prepare to supply a letter of explanation. Not all underwriters ask for one, but ....

Opening a cash-out refinance on a second home is similar to getting any refinance. Turn your equity into cash for i....

Now that home values are way up, you might be eligible for a cash-out refinance on your rental. Guidelines and rate....

It's no easy decision: Keep your home free-and-clear, or put the equity to work elsewhere. Cash-out guidelines for ....