Section 184 Loans

The HUD Section 184 Loan is a home mortgage program designed for Alaska Native and Native American homebuyers. It offers a low down payment, no credit score minimum, and flexible approval criteria. It’s no wonder that Alaska is the second most popular state for Section 184 loans, with nearly 5,000 completed to date. Alaska Native […]

Oklahoma has the highest number of Section 184 Loans completed in the U.S. by far. In fact, about half of all Section 184 or “HUD 184” loans are in the state – more than 20,000 to date. And for good reason. More than 500,000 Native Americans call Oklahoma home, representing about 13% of the population.

Following are Section 184 Native American home loan limits for every approved county in the U.S. as reported by HUD. Limits are effective as of January 2024. Connect with a lender to see if you qualify for Section 184. In This Article: STATE COUNTY NAME 1-UNIT 2-UNIT 3-UNIT 4-UNIT AK ALEUTIAN ISLANDS $                510,400 $            

The Section 184 Loan Program is one of the best-kept secrets in home buying. With just a 2.25% down payment, lower upfront mortgage insurance than FHA, no monthly mortgage insurance, and the ability to use it on and off the reservation, these loans are empowering Native American homebuyers every day. Here’s how to use this

The Section 184 Native American Home Loan is a powerful tool for homeownership. It requires a low down payment, no monthly mortgage insurance, and has no official credit score minimum. But the most important part: it can be used on or off reservation land. However, one drawback is that there are only around 140 lenders

The Section 184 Loan is a program specially designated for Native American homebuyers. With just 2.25% down payment, no monthly mortgage insurance, and no credit score minimum, it’s surprising that more of the 5 million Native Americans in the U.S. haven’t heard of it. According to Section 184 Loan reviews from people who have used