USDA Loans

What to do if you're getting a USDA loan and your girlfriend or boyfriend plans to move in.

I’m Getting A USDA Loan And My Girlfriend Moved In. What Now?

USDA loans are different than most other loan types because if someone moves in with you before you buy, they could derail your approval. Sounds strange right? Wouldn’t an extra person in the household make it less likely that you’d miss a payment? While that’s true, USDA loans come with strict income limits. They are …

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Roll closing costs into a USDA loan

How To Roll Closing Costs Into a USDA Loan

USDA loans offer a unique benefit: in some situations, you can roll your closing costs into your loan. Add that to the program’s zero down payment requirement, below market rates, and lenient credit score standards, and there’s hardly a better program out there. After helping dozens of people become homeowners using a USDA mortgage, here’s …

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